7040 Contreras RD Oxford OH 45056

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7040 Contreras RD

Oxford, OH 45056

Suburb: Oxford Township

$774,900

4bd

3 - 1ba

2,971sqft

Active

Assumable 2.25% loan available to qualified buyer. Beautiful custom brick ranch home situated on over 5 acres in Oxford Township. Home features cathedral living room with fireplace, 9ft ceilings throughout, 4 bedrooms and 3-1 bathrooms with deluxe primary bedroom that walks out to beautiful in-ground pool. Brazilian cherry floors, large eat-in kitchen, formal dining room and walk-in closets in all bedrooms. Large 3 car garage and partially finished lower level.

Directions

Chestnut to (R) Locust (L) Contreras

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Oxford Township
Zip Code	45056
School District	Talawanda City SD
MLS#	1776867

Additional Information

Levels	One
Construction	Brick
Architecture	Traditional
Lot Dimensions	5.37
Total Acres	5.37
Water	Public
Sewer	Aerobic Septic
Foundation	Poured
Occupancy	Close Of Escrow
Semi-Annual Taxes

Property Features

Property SqFt.	2,971
Basement	Full, Partially Finished, Sump Pump
Cars	3
Parking	Attached, Driveway, Garage Faces Side, Oversized
Windows	Wood Frames
Heating	Forced Air
Cooling	Central Air
Fireplace	Gas, Living Room

Additional Features

Appliances	Dishwasher, Double Oven, Electric Water Heater, Gas Cooktop, Humidifier, Microwave, Refrigerator

Room Information

	Dimensions	Level
Entry	8 x 16	1
Living	0 x 0	1
Dining	13 x 13	1
Kitchen	14 x 14	1
Family	32 x 20
Great Room	18 x 19
Office	12 x 24
Laundry	6 x 9	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	20 x 19	L: 1
Bedroom 2	13 x 16	1
Bedroom 3	14 x 13	1
Bedroom 4	13 x 12	1

Bathroom Information

	Type	Level
Primary Bath	Full	L: First

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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