2086 Millville AVE Hamilton OH 45013

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2086 Millville AVE

Hamilton, OH 45013

Suburb: Hanover Township

$229,900

3bd

1 - 0ba

1,152sqft

Under Contract

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Nice 3 Bedroom ranch. Newly painted. Beautiful lot. Stone grill on back patio. Large, finished basement with bar.

Directions

West of Boyle Rd house on right side of Millville Ave.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Hanover Township
Zip Code	45013
School District	Ross Local SD
MLS#	1780482

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	of record
Total Acres	0
Water	Public
Sewer	Septic Tank
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$739.00

Property Features

Property SqFt.	1,152
Basement	Finished, Full
Cars	1
Parking	Attached, Driveway
Windows	Vinyl Window(s)
Heating	Oil
Cooling	Central Air
Fireplace	Basement

Additional Features

Appliances	Electric Water Heater

Room Information

	Dimensions	Level
Living	0 x 0	1
Dining	10 x 12	1
Kitchen	12 x 13	1
Great Room	13 x 21

Bedroom Information

	Dimensions	Level
Primary Bedroom	13 x 10	L: 1
Bedroom 2	13 x 10	1
Bedroom 3	9 x 10	1

Bathroom Information

	Type	Level
Primary Bath	Full	L: First

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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