4305 Value Springs Dr Cincinnati OH 45245

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4305 Value Springs Dr

Cincinnati, OH 45245

Suburb: Mount Carmel

$304,900

3bd

2 - 0ba

1,611sqft

Active

Introducing our stunning 3 bedroom condo, Hayward floor plan, designed to elevate your living experience. With vaulted ceilings and an open concept layout, this condo offers a spacious and airy ambiance that instantly feels like home. The large kitchen, complete with beautiful wood cabinets & granite counters provides ample space for culinary adventures and entertaining loved ones. Plus, the attached garage ensures convenience for your vehicles. Unwind with nature's beauty from the covered deck with a wooded view. Experience the epitome of modern living with our 3 bedroom condo, where comfort and style seamlessly blend together. Located in Twelve Oaks a Fischer Community. Club House use available. Clermont County Taxes not yet assessed. HOA $165/mo $ 285 semi annual dues. HOA bylaws in listing attachments.

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Mount Carmel
Zip Code	45245
School District	West Clermont Local School District
MLS#	1782878

Additional Information

Levels	Two
Construction	Aluminum Siding, Brick
Architecture	Traditional
Total Acres	0
Water	Public
Foundation	Poured
Occupancy	Close Of Escrow
Semi-Annual Taxes

Property Features

Property SqFt.	1,611
Basement	None
Cars	1
Parking	Attached, Concrete, Driveway
Windows	Sliding Window(s), Vinyl Window(s)
Heating	Electric, Forced Air
Cooling	Central Air

Additional Features

Appliances	Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Washer

Room Information

	Dimensions	Level
Entry	7 x 5	1
Dining	13 x 10	2
Kitchen	16 x 11	2
Great Room	20 x 14	2
Laundry	8 x 7	2

Bedroom Information

	Dimensions	Level
Primary Bedroom	19 x 12	L: 2
Bedroom 2	16 x 12	2
Bedroom 3	12 x 11	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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