4537 English Creek DR Cincinnati OH 45245

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4537 English Creek DR

Cincinnati, OH 45245

Suburb: Union Township

$399,000

4bd

2 - 1ba

2,146sqft

Active

Listing Agent

Molly Bortz-Druffel

(513) 325-0271

Contact Me

Beautiful home on .58 acres on quiet cul-de-sac street. Stunning updated kitchen that opens up to deck overlooking serene, wooded backyard. Updated kitchen and master bath in 2019. Quartz counters in kitchen and master bath. New hardwood floors installed 2019.1st floor laundry room. Back windows replaced in 2018 and front windows replaced in 2021. Large basement ready to be finished. Meticulously maintained. Minutes from Eastgate Mall.

Directions

Old 74 to English Creek

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Union Township
Zip Code	45245
School District	West Clermont Local School District
MLS#	1784903

Additional Information

Levels	Two
Construction	Brick, Vinyl Siding
Architecture	Colonial
Lot Dimensions	282 x 99
Total Acres	0.58
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Close Of Escrow
Semi-Annual Taxes	$1,073.00

Property Features

Property SqFt.	2,146
Basement	Concrete, Full, Unfinished
Cars	2
Parking	Attached, Concrete, Driveway
Windows	Double Hung
Heating	AFUE 95 Pct
Cooling	Ceiling Fan(s), Central Air
Fireplace	Brick

Additional Features

Appliances	Dishwasher, Disposal, Dryer, Electric Cooktop, Freezer, Gas Water Heater, Microwave, Oven, Refrigerator, Washer

Room Information

	Dimensions	Level
Entry	12 x 9	1
Living	15 x 12	1
Dining	13 x 10	1
Kitchen	24 x 19	1
Family	17 x 16	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	13 x 15	L: 2
Bedroom 3	12 x 9	2
Bedroom 4	11 x 13	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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