694 Tradition Ridge Cincinnati OH 45245

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694 Tradition Ridge

Cincinnati, OH 45245

Suburb: Mount Carmel

$289,900

2bd

2 - 0ba

1,351sqft

Active

Charming new Wexner plan by Fischer Homes in beautiful Twelve Oaks featuring top floor living with an island kitchen with stainless steel appliances, upgraded multi-height maple cabinetry with soft close hinges, and gleaming granite counters all overlooking the large walk-out family room. Formal dining room could function as a study. Homeowners retreat with an en suite with a walk-in shower and walk-in closet. 1 bay garage.

Directions

I-275 S to exit 63A toward OH-32 W/Newtown. Turn R onto OH-32 W. Turn L onto Mt Carmel Tobasco Rd. Cont to follow Mt Tobasco Rd. Turn L on Clough

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Mount Carmel
Zip Code	45245
School District	West Clermont Local School District
MLS#	1786037

Additional Information

Levels	One
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	Condo
Total Acres	0
Water	Public
Sewer	Public Sewer
Foundation	Slab
Occupancy	Close Of Escrow
Semi-Annual Taxes

Property Features

Property SqFt.	1,351
Basement	None
Cars	1
Parking	Assigned, Attached, Direct Access, Driveway, Garage, Garage Faces Front
Windows	Insulated Windows, Vinyl Window(s)
Heating	Electric, Heat Pump
Cooling	Central Air

Additional Features

Appliances	Built-In Electric Oven, Dishwasher, Disposal, Electric Water Heater, Microwave

Room Information

	Dimensions	Level
Dining	13 x 13	2
Kitchen	10 x 11	2
Family	17 x 15	2

Bedroom Information

	Dimensions	Level
Primary Bedroom	15 x 12	L: 2
Bedroom 2	10 x 12	2

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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