4615 Laurel Ridge CT Cincinnati OH 45244

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4615 Laurel Ridge CT

Cincinnati, OH 45244

Suburb: Union Township

$299,000

3bd

2 - 1ba

1,588sqft

Under Contract

Welcome to this inviting bi-level home nestled on a peaceful cul-de-sac, surrounded by a charming tree-lined street. As soon as you cross the threshold you will notice the airy and spacious feel of the living room and dining room, thanks to the beautifully designed vaulted ceilings. Bright and cheerful kitchen that leads out to large deck with mature shade tree and large fenced in yard. One of the standout features of this home is the lower level family room with half bath, providing a cozy and stylish space for relaxation, game nights, or movie marathons. Community pool included in HOA for all those hot summer days!

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Union Township
Zip Code	45244
School District	West Clermont Local School District
MLS#	1786079

Additional Information

Levels	Two
Construction	Aluminum Siding, Vinyl Siding
Architecture	Other
Total Acres	0.18
Water	Public
Sewer	Public Sewer
Occupancy	Negotiable
Semi-Annual Taxes	$1,546.50

Property Features

Property SqFt.	1,588
Basement	Finished, Full
Cars	0
Windows	Vinyl Window(s)
Heating	Forced Air
Cooling	Central Air

Additional Features

Room Information

	Dimensions	Level
Living	15 x 12	1
Kitchen	18 x 11	1
Family	23 x 11	Basement

Bedroom Information

	Dimensions	Level
Primary Bedroom	14 x 10	L: 1
Bedroom 2	10 x 10	1
Bedroom 3	9 x 8	1

Bathroom Information

	Type	Level
Primary Bath		L: First

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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