860 Clifton Hills TER Cincinnati OH 45220

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860 Clifton Hills TER

Cincinnati, OH 45220

Suburb: Clifton

$459,000

4bd

2 - 0ba

2,042sqft

Under Contract

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Listing Agent

Robert DiTomassi

513-399-7035

Contact Me

Barbra Druffel

513-281-7653

Contact Me

Nestled into the side of Clifton Hills neighborhood of Gaslight Clifton, with hard-to-find one level living possible, this storybook Tudor cottage has been owned by the same family for almost 40 years. Pride of ownership is shown in the attention to details and maintenance. Updates include: inviting front patio, full kitchen remodel by Auer Kitchens and newer roof, window & mechanical upgrades. Spacious & enchanting at every turn, it boasts a walkout lower level ready for design to suit finishes.

Directions

Ludlow to Clifton Hills Avenue, on the corner of Clifton Hills Avenue & Clifton Hills Terrace

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Clifton
Zip Code	45220
School District	Cincinnati Public Schools
MLS#	1786620

Additional Information

Levels	One and One Half
Construction	Brick
Architecture	Tudor
Lot Dimensions	150.42 x 154.63
Total Acres	0.279
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$3,509.50

Property Features

Property SqFt.	2,042
Basement	Full, Walk-Out Access
Cars	2
Parking	Attached, Driveway, Off Street, Paved
Windows	Casement Window(s), Double Pane Windows, Insulated Windows, Wood Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Oven, Refrigerator

Room Information

	Dimensions	Level
Entry	6 x 4	1
Living	13 x 17	1
Dining	13 x 14	1
Kitchen	10 x 8	1
Family	11 x 9	2
Office	12 x 13	2
Laundry	22 x 26	Lower

Bedroom Information

	Dimensions	Level
Primary Bedroom	13 x 21	L: 2
Bedroom 2	11 x 14	1
Bedroom 3	10 x 15	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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