1840 Lotushill DR Cincinnati OH 45240

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1840 Lotushill DR

Cincinnati, OH 45240

Suburb: Springfield Township

$175,000

3bd

2 - 0ba

1,000sqft

Under Contract

Easy one floor living. 3bd 2ba ranch on quiet street with updated flooring and paint throughout. Dimensional shingled roof, HVAC 2020 and vinyl windows. One car garage. Private, fenced backyard with large patio. Freshly landscaped. Blank slate to make this home yours today.

Directions

Hamilton Ave to Roosevelt to Pleasanthill to Lotushill.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Springfield Township
Zip Code	45240
School District	Mt Healthy City Schools
MLS#	1786779

Additional Information

Levels	One
Construction	Brick, Wood Siding
Architecture	Ranch
Total Acres	0.186
Water	Public
Sewer	Public Sewer
Foundation	Slab
Occupancy	Close Of Escrow
Semi-Annual Taxes	$653.00

Property Features

Property SqFt.	1,000
Basement	None
Cars	0
Windows	Insulated Windows, Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Freezer, Oven, Refrigerator

Room Information

	Dimensions	Level
Kitchen	0 x 0	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	0 x 0	L: 1
Bedroom 2	0 x 0	1
Bedroom 3	0 x 0	1

Bathroom Information

	Type	Level
Primary Bath		L: First

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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