434 Ridgelawn AVE Hamilton OH 45013

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434 Ridgelawn AVE

Hamilton, OH 45013

Suburb: Hamilton West

$219,000

2bd

1 - 1ba

1,549sqft

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Welcome Home! Beautiful 2 bed / 1.5 bath 2 story in West Hamilton. Right across from the stunning St. Peter in Chains school. This home features beautiful woodwork throughout, updated flooring (LVP kitchen/dining, nice carpet in bedrooms/living room, tile bathrooms); Gilkey double hung insulated windows; finished basement (with unfinished utl. room); and lovely wood fireplace! Outside boasts a strong deck with new decking boards/railings; as well as detached garage and carport. Schedule a showing today and don't miss this great home!

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Hamilton West
Zip Code	45013
School District	Hamilton City Schools
MLS#	1787818

Additional Information

Levels	Two
Construction	Vinyl Siding
Architecture	Traditional
Total Acres	0.13
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Close Of Escrow
Semi-Annual Taxes	$790.00

Property Features

Property SqFt.	1,549
Basement	Full, Partially Finished
Cars	1
Parking	Detached
Windows	Double Hung, Insulated Windows, Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Wood Burning

Additional Features

Appliances	Dryer, Oven, Refrigerator, Washer

Room Information

	Dimensions	Level
Living	11 x 17	1
Dining	11 x 10	1
Kitchen	10 x 16	1
Laundry	7 x 9	Basement
Bonus Room	22 x 17	Basement

Bedroom Information

	Dimensions	Level
Primary Bedroom	11 x 17	L: 2
Bedroom 2	11 x 10	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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