2861 Observatory AVE Cincinnati OH 45208

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2861 Observatory AVE

Cincinnati, OH 45208

Suburb: Hyde Park

$1,099,000

5bd

3 - 1ba

4,125sqft

Under Contract

Simply a stunning home with a great location. New baths & kitchen. Thermador appliances & marble countertops. Open floor plan, light-filled rooms & new hardwood floors. Den/reading room with ice machine & beverage cooler. Primary bedroom with a decorative fireplace, spa-like bath, & huge closet. Polaris windows. Sonos control system for audio, video, security. Laundry room on the second floor. Balcony & deck on the second floor. Rear deck, brick patio & front porch. 3-car garage + car lift for 4th car. Close to the Square! 10yr CRA-$275,000 Max Began TY 2019 thru TY 2028 Back to Taxable TY 2029 payable 2030. Please leave all offers open 48 hours. No Escalation Clauses - Please submit highest and best offer - Seller can accept an offer at any time after the showing start date 10/27/23.

Directions

Observatory Ave - Corner of Cryer & Observatory

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Hyde Park
Zip Code	45208
School District	Cincinnati Public Schools
MLS#	1787830

Additional Information

Levels	Three Or More
Construction	Brick
Architecture	Traditional
Lot Dimensions	60X140
Total Acres	0.189
Water	Public
Sewer	Public Sewer
Foundation	Stone
Occupancy	Close Of Escrow
Semi-Annual Taxes	$7,623.00

Property Features

Property SqFt.	4,125
Basement	Concrete, Full
Cars	4
Parking	Asphalt, Detached, Driveway, Mechanical Lift Garage
Windows	Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Washer

Room Information

	Dimensions	Level
Living	17 x 13	1
Kitchen	13 x 17	1
Family	13 x 13	1
Office	13 x 10	1
Laundry	8 x 7	2

Bedroom Information

	Dimensions	Level
Primary Bedroom	13 x 15	L: 2
Bedroom 2	12 x 11	2
Bedroom 3	12 x 11	2
Bedroom 4	10 x 18	3
Bedroom 5	14 x 16	3

Bathroom Information

	Type	Level
Primary Bath		L: Second

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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