3869 Isabella AVE Cincinnati OH 45209

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3869 Isabella AVE

Cincinnati, OH 45209

Suburb: Oakley

$315,000

2bd

1 - 0ba

1,032sqft

Under Contract

All offers due by Friday, 10/27 at 10:00 a.m. Leave open until 2;00 p.m. Seller reserves the right to accept an offer at any time. Less than a block away from the vibrant heart of Oakley! This two-story home seamlessly blends charming characters with contemporary updates. Relax by the cozy living room fireplace or entertain friends and family in the large, separate dining room. Gorgeous hardwood floors throughout and granite countertops in the walkout kitchen. Spacious bedrooms upstairs. The walkout lower level is a flexible space: office, workout area, storage, family room, craft area, etc. Large back deck overlooks flat, fenced backyard. Enjoy the large front porch overlooking the best street in Oakley!

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Oakley
Zip Code	45209
School District	Cincinnati Public Schools
MLS#	1787902

Additional Information

Levels	Two
Construction	Wood Siding
Architecture	Traditional
Lot Dimensions	48x122
Total Acres	0.137
Water	Public
Sewer	Public Sewer
Foundation	Block
Occupancy	Close Of Escrow
Semi-Annual Taxes	$3,217.50

Property Features

Property SqFt.	1,032
Basement	Finished, Partial, Walk-Out Access
Cars	1
Parking	Detached, Driveway, Off Street
Windows	Insulated Windows, Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Brick, Wood Burning

Additional Features

Appliances	Dishwasher, Electric Cooktop, Microwave, Oven, Refrigerator

Room Information

	Dimensions	Level
Living	15 x 13	1
Dining	13 x 12	1
Kitchen	12 x 10	1
Family	13 x 13	Lower

Bedroom Information

	Dimensions	Level
Primary Bedroom	12 x 12	L: 2
Bedroom 2	12 x 11	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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