286 Palm Springs DR Fairfield OH 45014

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286 Palm Springs DR

Fairfield, OH 45014

Suburb: Fairfield

$360,000

4bd

2 - 1ba

2,318sqft

Under Contract

Rare opportunity to own a quality built John Hall Home. Approx. 2318 sq. ft. located on a low traffic street. Featuring private rear yard, gas heat, beautiful stained woodwork, first floor laundry and dramatic 2 story foyer. A pleasure to show!

Directions

Resor Rd to Augusta Blvd to Cog Hill, Left on Palm Springs

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Fairfield
Zip Code	45014
School District	Fairfield City Schools
MLS#	1788140

Additional Information

Levels	Two
Construction	Aluminum Siding, Brick
Architecture	Traditional
Lot Dimensions	104x160
Total Acres	0.387
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$1,725.00

Property Features

Property SqFt.	2,318
Basement	Full, Other
Cars	2
Parking	Attached, Garage Faces Front
Windows	Wood Frames
Heating	Forced Air
Cooling	Central Air
Fireplace	Brick, Wood Burning

Additional Features

Appliances	Dishwasher, Electric Water Heater, Oven, Refrigerator

Room Information

	Dimensions	Level
Living	15 x 12	1
Dining	13 x 10	1
Kitchen	20 x 13	1
Family	18 x 13	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	17 x 16	L: 2
Bedroom 2	16 x 12	2
Bedroom 3	13 x 12	2
Bedroom 4	13 x 11	2

Bathroom Information

	Type	Level
Primary Bath		L: Second

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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