285 Stone Ridge LN Middletown OH 45044

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285 Stone Ridge LN

Middletown, OH 45044

Suburb: Monroe

$320,000

3bd

2 - 0ba

1,472sqft

Active

Listing Agent

Rebecca Ann Hamilton

513-489-2100

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Great open floor plan! Enjoy the winter by the gas fireplace and the spring and summer in your 3 season sunroom! This home offers a split floor plan. The primary boast cathedral ceilings and walk in closet, attached bathroom with soaking tub and double vanity sinks, a 2car garage, full basement with rough in. New AC. Rural Housing qualified!! No money down!

Directions

St Rt 63 to R on Hollytree to R on Stone Ridge home on the Left

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Monroe
Zip Code	45044
School District	Monroe Local School District
MLS#	1788798

Additional Information

Levels	One
Construction	Vinyl Siding
Architecture	Ranch
Total Acres	0.257
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$1,526.00

Property Features

Property SqFt.	1,472
Basement	Concrete, Full
Cars	2
Parking	Attached, Garage Door Opener, Garage Faces Front
Windows	Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Gas

Additional Features

Appliances	Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator

Room Information

	Dimensions	Level
Entry	6 x 5	1
Living	16 x 13	1
Kitchen	13 x 18	1
Laundry	6 x 7	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	14 x 13	L: 1
Bedroom 2	12 x 10	1
Bedroom 3	11 x 10	1

Bathroom Information

	Type	Level
Primary Bath		L: First

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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