2006 Carpenter DR Cincinnati OH 45239

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2006 Carpenter DR

Cincinnati, OH 45239

Suburb: North College Hill

$169,000

3bd

2 - 0ba

1,796sqft

Active

**Charming 3 Bed, 2 Bath Home with Partial Finished Basement** Discover potential in this North College Hill gem, conveniently located near highways for easy commuting. Boasting hardwood floors and newer kitchen/bath flooring, this residence offers a solid foundation for customization. TLC and cosmetic touches needed. Previous water intrusion addressed; fascia repaired. Important Notice: Back deck requires repair, and stairs to deck are currently unattached. Renovation opportunity for the savvy buyer. All appliances included, presenting an enticing opportunity for owner-occupants or savvy fix-and-flip investors. Act now!. Don't miss out!

Directions

US/127 S/Hamilton Ave to rt on Galbraith to left on Simpson to Rt on Carpenter

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	North College Hill
Zip Code	45239
School District	North College Hill City Schools
MLS#	1789035

Additional Information

Levels	One and One Half
Construction	Brick
Architecture	Cape
Total Acres	0.129
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$1,603.00

Property Features

Property SqFt.	1,796
Basement	Full
Cars	0
Windows	Vinyl Window(s)
Heating	Forced Air
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer

Room Information

	Dimensions	Level
Kitchen	0 x 0	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	0 x 0	L: 1
Bedroom 2	0 x 0	2
Bedroom 3	0 x 0	2

Bathroom Information

	Type	Level
Primary Bath		L: First

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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