4846 Prosperity PL Cincinnati OH 45238

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4846 Prosperity PL

Cincinnati, OH 45238

Suburb: West Price Hill

$154,900

1,824sqft

Under Contract

Potential for addition to your rental portfolio. 2 unit multi family. Unit 1 available for showings, do not approach unit 2 occupant. Unit 2 occupied with lease in place, producing income. Unit 1, hardwood floors, one bedroom, one full bath, balcony off kitchen. Plenty of off street parking and a two car detached garage.

Directions

Ferguson to Prosperity, home on left, no sign

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Property Details

General Information

Property Type	Residential Income
Style	Duplex
Suburb	West Price Hill
Zip Code	45238
School District	Cincinnati Public Schools
MLS#	1789042

Additional Information

Levels	Two
Construction	Aluminum Siding, Vinyl Siding
Lot Dimensions	45x200
Total Acres	0.268
Water	Public
Sewer	Public Sewer
Foundation	Poured
Occupancy	Subject To Tenant Rights
Semi-Annual Taxes	$794.00

Property Features

Property SqFt.	1,824
Basement	Full
Cars	2
Parking	Detached, Driveway
Windows	Double Hung, Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Gas Water Heater

Multi-Family Information

Parking Spaces	5

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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