12829 State Route 774 Bethel OH 45106

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12829 State Route 774

Bethel, OH 45106

Suburb: Pike Township

$289,900

3bd

2 - 0ba

1,800sqft

Active

Country Charm minutes from the conveniences of town. Beautiful 3 bedroom 2 bathroom brick home sitting on a spacious lot. New metal roof, leafguard gutters and blacktop driveway last year. The interior of the house also boast many renovations including the updated kitchen and open floor plan layout of the living room. Enjoy the extra space provided by the partially finished walk out basement, perfect for that entertainment room you've been wanting. Plenty of room in the backyard for the kids/grandkids to play while you enjoy the comfort of the large back deck. All of this and only minutes from Mt Orab and St. Rt. 32.

Directions

From 32 South on St RT 68 turn left on St Rt 774 then approximately 1 mile on the right.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Pike Township
Zip Code	45106
School District	Western Brown Local Schools
MLS#	1789517

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Total Acres	1
Water	Private
Occupancy	Negotiable
Semi-Annual Taxes	$362.50

Property Features

Property SqFt.	1,800
Basement	Full, Partially Finished
Cars	2
Parking	Attached
Windows	Double Hung
Heating	Electric, Heat Pump
Cooling	Central Air
Fireplace	Basement

Additional Features

Room Information

	Dimensions	Level
Kitchen	0 x 0	1

Bedroom Information

	Dimensions	Level
Primary Bedroom	0 x 0	L: 1
Bedroom 2	0 x 0	1
Bedroom 3	0 x 0	1

Bathroom Information

	Type	Level
Primary Bath		L: First

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Mortgage Calculator

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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