1501 Columbia Ave Middletown OH 45042

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1501 Columbia Ave

Middletown, OH 45042

Suburb: Middletown - North

$129,900

2bd

1 - 1ba

896sqft

Under Contract

Move-in ready charmer with welcoming front porch, fresh paint, and neutral finishes throughout! Relax in the cozy living room or retreat to the primary bedroom with adjacent half bath, offering privacy and refreshment when it's needed most. Boasting modern flooring and the appliances you see included, cook up your favorite recipes in this bright kitchen. Utilize the basement for storage so you can keep clutter at bay. Enjoy spending time outdoors on the porch or covered patio, rain or shine. Schedule your tour to view now before it's gone!

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Middletown - North
Zip Code	45042
School District	Middletown City SD - Butler County
MLS#	1811281

Additional Information

Levels	1 Story
Construction	Other
Architecture	Ranch
Total Acres	0.3
Gas	Natural
Water	Public
Sewer	Public
Foundation	Block
Occupancy	At Closing
Semi-Annual Taxes	$913.00

Property Features

Property SqFt.	896
Basement	Full
Garage	None
Cars	0
Parking	On Street
Windows	Other
Heating	Forced Air
Cooling	Ceiling Fans

Additional Features

Appliances	Oven/Range, Refrigerator

Room Information

	Dimensions	Level

Bedroom Information

	Dimensions	Level

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Partial	1

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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