4327 Virginia Ave Cincinnati OH 45223

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4327 Virginia Ave

Cincinnati, OH 45223

Suburb: Northside

$49,900

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Situated in the vibrant and eclectic community of Northside, this .463 acre vacant lot presents an exceptional opportunity for development or investment. Nestled within the city of Cincinnati, Northside is renowned for its artistic flair, community spirit, and convenient urban amentities. Don't miss this rare opprtunity to own a piece of Northside, Cincinnati. Whether you envision a new residential enclave, this vacant lot offers endless possibilities in a dynamic urban setting.

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Property Details

General Information

Property Type	Land
Style	Single Family Lot
Suburb	Northside
County	Hamilton
Zip Code	45223
School District	Cincinnati City SD
MLS#	1811794

Features

Total Acres	0.46
Lot Dimensions	irr
Easements	Of Record
Frontage	0
Best For	Resid. Multi Family
Elevation	Rolling
Wooded	Partly
Cleared Acreage	0
Wooded Acreage	0
Water	At Street
Sewer	Public
Gas	At Street
Transportation	City Street
Semi-Annual Taxes	$278.27

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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