3818 S Jefferson Ave Norwood OH 45212

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3818 S Jefferson Ave

Norwood, OH 45212

Suburb: Norwood

$222,900

3bd

1 - 0ba

1,066sqft

Active

Seller offering buyers financial assistance! Take advantage of this fantastic opportunity to save on closing costs or toward a rate buy-down. Don't miss your chance to make this house yours with added financial flexibility. Welcome Home to this charming cape cod nestled in the heart of Norwood's Presidential District. This cozy home offers a perfect blend of comfort and convenience, with close proximity to shopping, dining and entertainment. Enjoy outdoor living on the spacious deck, perfect for gatherings and relaxing in the privacy of the fenced in backyard.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Norwood
Zip Code	45212
School District	Norwood City SD
MLS#	1812946

Additional Information

Levels	2 Story
Construction	Vinyl
Architecture	Cape Cod
Lot Dimensions	50x135
Total Acres	0.154
Gas	Natural
Water	Public
Sewer	Public
Foundation	Block
Occupancy	At Closing
Semi-Annual Taxes	Of Record

Property Features

Property SqFt.	1,066
Basement	Full
Garage	None
Cars	0
Parking	Driveway
Windows	Vinyl/Clad
Heating	Gas, Forced Air
Cooling	Central Air

Additional Features

Master Bedroom Info	Walk-in Closet
Basement Details	Concrete Floor, Unfinished, Walkout
Entry Features	Closet
Living Room Features	Wood Floors
Kitchen Features	Wood Cabinets, Walkout, Ceramic Tile

Room Information

	Dimensions	Level
Living	14 x 12	1
Kitchen	12 x 10	1

Bedroom Information

	Dimensions	Level
Master Bedroom	24 x 11	2
Bedroom 2	11 x 11	1
Bedroom 3	11 x 9	1

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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