4330 Family Farm Dr Union Twp OH 45245

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4330 Family Farm Dr

Union Twp, OH 45245

Suburb: Union Twp

$399,900

3bd

2 - 1ba

Active

Trendy new Hudson Western Craftsman plan by Fischer Homes in beautiful Twelve Oaks featuring an island kitchen with stainless steel appliances, upgraded cabinetry with 42 inch uppers and soft close hinges, durable quartz counters, walk-in pantry and walk-out morning room and all open to the oversized family room with a gorgeous linear fireplace. Upstairs primary suite with with an en suite that includes a double bowl vanity, walk-in shower and large walk-in closet. There are 2 additional bedrooms, hall bathroom, loft, and convenient 2nd floor laundry room. 2 bay garage.

Directions

I-275 to West OH-125, Right Mt Carmel Tobasco Rd, Right Clough Pike to Community on Left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Union Twp
Zip Code	45245
School District	West Clermont Local
MLS#	1814108

Additional Information

Levels	2 Story
Construction	Brick, Vinyl
Architecture	Traditional
Lot Dimensions	39x115
Total Acres	0.1
Gas	None
Water	Public
Sewer	Public
Foundation	Slab
Occupancy	At Closing
Semi-Annual Taxes	Of Record

Property Features

Basement	None
Garage	Attached, Front
Cars	2
Parking	Driveway
Windows	Vinyl, Insulated
Heating	Heat Pump, Electric
Cooling	Central Air
Fireplace	Electric

Additional Features

Master Bedroom Info	Wall-to-Wall Carpet, Bath Adjoins, Walk-in Closet
Master Bath Info	Double Vanity, Shower
Entry Features	Vinyl Floors, Closet
Kitchen Features	Vinyl Floor, Pantry, Wood Cabinets, Island, Quartz Counters
Family Room Features	Other, Fireplace
Appliances	Oven/Range, Dishwasher, Microwave, Garbage Disposal
Other Features	Home Warranty, Smoke Alarm
HOA Fee - Monthly	$215.00

Room Information

	Dimensions	Level
Kitchen	11 x 10	1
Breakfast	10 x 10	1
Family	21 x 13	1
Recreation Room	9 x 10	2

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 16	2
Bedroom 2	12 x 11	2
Bedroom 3	12 x 11	2

Bathroom Information

	Type	Level
Bath 1	Full	2
Bath 2	Full	2
Bath 3	Partial	1

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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