106 Westfield Ave Hamilton OH 45013

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106 Westfield Ave

Hamilton, OH 45013

Suburb: Hamilton West

$214,900

3bd

1 - 0ba

1,008sqft

Active

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Welcome to your charming Cape Cod retreat! This beautifully maintained 3-bedroom home boasts a full bathroom and a spacious, finished basement ready for your personal touch. Enjoy the fresh feel of new flooring throughout and the peace of mind with a new hot water heater and newer appliances. The fenced-in yard is perfect for both play and relaxation, featuring a covered back patio ideal for outdoor gatherings. Plus, a convenient shed offers extra storage space. Situated close to shops, restaurants, and the vibrant Spooky Nook, this move-in-ready gem is not to be missed!

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Hamilton West
Zip Code	45013
School District	Hamilton City SD
MLS#	1814579

Additional Information

Levels	1 Story
Construction	Vinyl, Stone
Architecture	Cape Cod
Total Acres	0.221
Gas	Natural
Water	Public
Sewer	Public
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$2,031.38

Property Features

Property SqFt.	1,008
Basement	Full
Garage	Carport, Side
Cars	0
Parking	On Street, Driveway
Windows	Vinyl
Heating	Gas, Forced Air
Cooling	Central Air

Additional Features

Appliances	Oven/Range, Refrigerator

Room Information

	Dimensions	Level

Bedroom Information

	Dimensions	Level
Master Bedroom	0 x 0	1
Bedroom 2	0 x 0	1
Bedroom 3	0 x 0	Upper

Bathroom Information

	Type	Level
Bath 1	Full	1

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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