484 Spurgeon Hill Rd West Union OH 45693

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484 Spurgeon Hill Rd

West Union, OH 45693

Suburb: Adams County

$325,000

3bd

2 - 0ba

1,508sqft

Active

Rare find! Welcome to your slice of Appalachia! 3 bedroom and 2 full bathroom home on just over 20 acres! Your 20 acres consists of 14+ tillable acres (currently crop leased), a pond, and multiple outbuildings including 3 large sheds, a detached garage and carport. Inside the home you'll find an open concept floor plan with a spacious kitchen, dining, and living area. Each bedroom has plenty of storage with walk-in closets. The primary suite includes an adjoining full bathroom. Own a piece of the countryside and be just 10 minutes from town and less than 20 minutes from State Route 32. The perfect balance of rural living and urban accessibility.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Adams County
Zip Code	45693
School District	Adams County/Ohio-Va
MLS#	1816125

Additional Information

Levels	1 Story
Construction	Vinyl
Architecture	Ranch
Lot Dimensions	Approx. 450x1600
Total Acres	20.183
Gas	Propane
Water	Public
Sewer	Septic
Foundation	Block
Occupancy	At Closing
Semi-Annual Taxes	$723.00

Property Features

Property SqFt.	1,508
Basement	Crawl
Garage	Detached, Carport Dettached
Cars	2
Windows	Aluminum
Heating	Gas, Electric
Cooling	Central Air

Additional Features

Master Bedroom Info	Bath Adjoins, Walk-in Closet
Master Bath Info	Tub w/Shower
Living Room Features	Fireplace
Dining Room Features	Walkout
Kitchen Features	Walkout, Island

Room Information

	Dimensions	Level
Living	20 x 14	1
Dining	10 x 14	1
Kitchen	16 x 14	1

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 18	1
Bedroom 2	12 x 14	1
Bedroom 3	12 x 10	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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