2420 State Route 132 Ohio Twp OH 45157

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2420 State Route 132

Ohio Twp, OH 45157

Suburb: New Richmond

$409,900

3bd

1 - 0ba

1,392sqft

Active

This beautiful freshly renovated could be your private oasis! Unique property nestled on almost 15 acres with easy access to US 52 and just 20 minutes east of Cincinnati. Three bedroom one bath highlights spacious rooms and high ceilings. Oversized barn could be the home of your next adventure. Don't miss the opportunity to own this beautiful home full of historic charm in a sought after location.

Directions

US 52 East into New Richmond to L @ 2nd light to property approximately half a mile.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	New Richmond
Zip Code	45157
School District	New Richmond Ex Vill
MLS#	1816352

Additional Information

Levels	1 Story
Construction	Stone
Architecture	Other
Total Acres	14.786
Gas	At Street
Water	Public
Sewer	Public
Foundation	Stone
Occupancy	At Closing
Semi-Annual Taxes	$1,142.67

Property Features

Property SqFt.	1,392
Basement	Full
Cars	0
Parking	None
Windows	Vinyl
Heating	Heat Pump, Electric, Forced Air
Cooling	Central Air

Additional Features

Basement Details	Unfinished, Walkout
Entry Features	Laminate Floor
Living Room Features	Laminate Floor
Kitchen Features	Laminate Floor, Counter Bar
Appliances	Oven/Range, Refrigerator
Other Features	220 Volt

Room Information

	Dimensions	Level
Entry	0 x 0	1
Living	14 x 15	1
Dining	12 x 14	1
Kitchen	12 x 14	1
Laundry	0 x 0	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 15	1
Bedroom 2	14 x 13	1
Bedroom 3	14 x 13	1

Bathroom Information

	Type	Level
Bath 1	Full	1

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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