20 W Twelfth St 201A Cincinnati OH 45202

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20 W Twelfth St 201A

Cincinnati, OH 45202

Suburb: City

$289,000

1bd

1 - 1ba

928sqft

Active

Bright & beautifully updated 928sf 1bed/1.5bath condo in Over-the-Rhine with secure off-street parking! Enjoy cooking & entertaining in the remodeled kitchen with stunning waterfall island, quartz countertops/backsplash & ample cabinet space. 2nd floor primary suite includes a laundry room, open study area & closet armoire. Primary bath features marble double vanity, zero step tiled shower & tile floor. Close to Washington Park, fantastic restaurants & located on the Streetcar line. One assigned parking space in the adjacent secure lot, space #52. No short term rentals allowed.

Directions

Central Parkway to north on Vine Street, left on 12th.

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	City
Zip Code	45202
School District	Cincinnati City SD
MLS#	1820743

Additional Information

Levels	2 Story
Construction	Brick
Architecture	Historic, Italianate
Total Acres	0.205
Gas	None
Water	Public
Sewer	Public
Foundation	Stone
Occupancy	At Closing
Semi-Annual Taxes	$2,467.00

Property Features

Property SqFt.	928
Garage	None
Cars	0
Parking	Off Street, 1 Car Assigned
Windows	Insulated, Double Hung
Heating	Electric
Cooling	Central Air

Additional Features

Master Bedroom Info	Bath Adjoins, Cork/Bamboo Floor
Master Bath Info	Marb/Gran/Slat, Double Vanity, Shower, Ceramic Tile
Living Room Features	Bookcase, Cork/Bamboo Floor
Kitchen Features	Wood Cabinets, Island, Quartz Counters, Cork/Bamboo Floor
Appliances	Oven/Range, Dishwasher, Garbage Disposal, Washer, Dryer, Electric Cooktop
HOA Fee - Monthly	$265.00

Room Information

	Dimensions	Level
Living	15 x 10	1
Kitchen	15 x 6	1
Study	12 x 9	2
Laundry	4 x 4	2

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 9	2

Bathroom Information

	Type	Level
Bath 1	Full	2

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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