132 S Kensington Pl Springfield OH 45504

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132 S Kensington Pl

Springfield, OH 45504

Suburb: Adams

$275,000

3bd

1 - 1ba

1,585sqft

Active

Open House

Welcome to your dream home! This charming Dutch Colonial, with a solid Redwood exterior, is nestled in the heart of Ridgewood and offers the perfect blend of comfort and style. Step into a spacious foyer that leads to an updated kitchen with a butler's pantry and plenty of storage. The bright, airy living room flows into both a formal dining room and a cozy sitting area, where double doors open to a private patio. From the dining room, step onto a deck that overlooks a beautifully landscaped backyardperfect for outdoor entertaining. Upstairs, you'll find three generously sized bedrooms and a full bath. The partially finished basement provides a versatile family room along with extra storage. Outside, enjoy your private retreat with multiple seating areas, a fire pit, and lush landscaping. Completing the home is a detached two-car garage, offering both convenience and charm.

Directions

N. Fountain to S. Kensington

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Adams
Zip Code	45504
School District	Springfield SD
MLS#	1822613

Additional Information

Levels	2 Story
Construction	Wood
Architecture	Other
Lot Dimensions	Irregular
Total Acres	0.172
Gas	None
Water	Public
Sewer	Public
Foundation	Mobile Home Base
Occupancy	Negotiable
Semi-Annual Taxes	$644.00

Property Features

Property SqFt.	1,585
Basement	Full
Garage	Detached
Cars	2
Windows	Other
Heating	Electric, Forced Air
Cooling	Central Air

Additional Features

Master Bedroom Info	Wood Floor
Master Bath Info	Other
Basement Details	Part Finished
Appliances	Oven/Range, Dishwasher, Refrigerator, Garbage Disposal

Room Information

	Dimensions	Level
Entry	9 x 14	1
Dining	15 x 11	1
Kitchen	14 x 11	1
Laundry	14 x 11	1

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 12	2
Bedroom 2	13 x 13	2
Bedroom 3	14 x 9	2

Bathroom Information

	Type	Level
Bath 1	Full	2

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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