10864 Sprucehill Dr Springfield Twp. OH 45240

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10864 Sprucehill Dr

Springfield Twp., OH 45240

Suburb: Springfield Twp - West

$225,000

5bd

3 - 0ba

1,517sqft

Active

Listing Agent

Gregory Sharma

513-252-1408

Contact Me

Lots and lots of upgrades in this house. 5 Bedroom and 3 full bath house. Gas Furnace with Central Air. All kitchen appliances stay. great outdoor space with fenced in backyard.

Directions

I-275 to South on Hamilton Ave L on Roosevelt L on Sprucehill.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Springfield Twp - West
Zip Code	45240
School District	Mount Healthy City S
MLS#	1823304

Additional Information

Levels	2 Story
Construction	Wood
Architecture	Cape Cod
Lot Dimensions	65x130
Total Acres	0.193
Gas	Natural
Water	Public
Sewer	Public
Foundation	Slab
Occupancy	At Closing
Semi-Annual Taxes	$1,164.00

Property Features

Property SqFt.	1,517
Basement	None
Garage	None
Cars	0
Parking	Off Street, Driveway
Windows	Vinyl/Clad, Double Hung
Heating	Gas, Forced Air
Cooling	Central Air

Additional Features

Master Bedroom Info	Other
Master Bath Info	Tub w/Shower
Kitchen Features	Wood Cabinets, Gourmet
Appliances	Oven/Range, Dishwasher, Refrigerator, Microwave, Garbage Disposal
Other Features	220 Volt, Recess Lights

Room Information

	Dimensions	Level
Living	15 x 12	1
Kitchen	14 x 11	1
Laundry	6 x 5	1

Bedroom Information

	Dimensions	Level
Master Bedroom	11 x 10	1
Bedroom 2	12 x 9	1
Bedroom 3	9 x 9	1
Bedroom 4	15 x 14	2
Bedroom 5	14 x 13	2

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1
Bath 3	Full	2

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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