4524 Shawnray Dr 21 Middletown OH 45044

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4524 Shawnray Dr 21

Middletown, OH 45044

Suburb: Middletown - South

$107,000

2bd

1 - 1ba

1,174sqft

Active

Stop Renting! A little paint and a few updates and make it your own. Features 2 bedrooms, 1 full and 1 half bathroom, Open floor plan,great closet space with patio shed, updated full bath with a large enclosed patio.1%-3% down payment options available. Don't miss this one!

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Middletown - South
Zip Code	45044
School District	Middletown City SD - Butler County
MLS#	1823637

Additional Information

Levels	2 Story
Construction	Vinyl
Architecture	Other
Total Acres	0.017
Gas	None
Water	Public
Sewer	Public
Foundation	Poured
Occupancy	At Closing
Semi-Annual Taxes	$552.00

Property Features

Property SqFt.	1,174
Basement	None
Garage	None
Cars	0
Parking	2 Car Assigned
Windows	Vinyl, Insulated
Heating	Baseboard, Electric
Cooling	Central Air

Additional Features

Master Bedroom Info	Wall-to-Wall Carpet, Window Treatment
Master Bath Info	Marb/Gran/Slat, Shower
Dining Room Features	Wall-to-Wall Carpet, Chandelier
Kitchen Features	Pantry
Appliances	Oven/Range, Dishwasher, Refrigerator, Microwave, Garbage Disposal, Washer, Dryer, Electric Cooktop
Other Features	Cable TV
HOA Fee - Monthly	$202.83

Room Information

	Dimensions	Level
Living	15 x 14	1
Dining	15 x 12	1
Kitchen	12 x 9	1
Laundry	10 x 4	2

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 13	2
Bedroom 2	13 x 13	2

Bathroom Information

	Type	Level
Bath 1	Full	2
Bath 2	Partial	1

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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