1328 Laurel Park Dr Cincinnati OH 45214

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1328 Laurel Park Dr

Cincinnati, OH 45214

Suburb: City

$395,000

4bd

3 - 1ba

1,822sqft

Active

Welcome to your 4 bedroom 3 and a half bathroom home in the heart of Cincinnati. Enjoy a walk in Washington Park, or all of the restaurants and nightlife of Over-The-Rhine after catching an FC Cincinnati game just blocks away.

Directions

Ezzard Charles Dr to Laurel Park Dr

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	City
Zip Code	45214
School District	Cincinnati City SD
MLS#	1823824

Additional Information

Levels	3 Story
Construction	Brick
Architecture	Traditional
Lot Dimensions	Irr
Total Acres	0.064
Gas	Natural
Water	Public
Sewer	Public
Foundation	Poured, Slab
Occupancy	At Closing
Semi-Annual Taxes	$3,910.00

Property Features

Property SqFt.	1,822
Garage	Attached, Built in, Rear
Cars	1
Windows	Vinyl, Double Hung
Heating	Gas, Forced Air
Cooling	Central Air
Fireplace	Dummy

Additional Features

Master Bedroom Info	Other
Master Bath Info	Other
Living Room Features	Other
Dining Room Features	Other
Kitchen Features	Other, Island
HOA Fee - Monthly	$220.00

Room Information

	Dimensions	Level
Living	14 x 12	2
Dining	15 x 8	2
Kitchen	14 x 11	2
Laundry	8 x 8	1

Bedroom Information

	Dimensions	Level
Master Bedroom	13 x 13	3
Bedroom 2	12 x 10	3
Bedroom 3	11 x 9	3
Bedroom 4	11 x 9	1

Bathroom Information

	Type	Level
Bath 1	Full	3
Bath 2	Full	3
Bath 3	Full	2

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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