411 W Mcmicken Ave Cincinnati OH 45214

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411 W Mcmicken Ave

Cincinnati, OH 45214

Suburb: City

$294,900

2,517sqft

Active

Work has been started and now ready for finishing touches! The demo has been completed on this historic gem. New Roof 2024, new joists, new insulation, framing started. Windows are newer. Great opportunity to create a custom three unit apartment building in a convenient location. Just blocks from Findlay Market and OTR. Lots of light and city views!

Directions

At Corner of McMicken and Ravine. One block North of Central Pkwy, near Linn.

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Property Details

General Information

Property Type	Multi Family
Style	Multi Fam 2-4 units
Suburb	City
Zip Code	45214
School District	Cincinnati City SD
MLS#	1823938

Additional Information

Levels	3 Story
Construction	Brick
Total Acres	0.075
Gas	Natural
Water	Public
Sewer	Public
Foundation	Stone
Occupancy	Negotiable
Semi-Annual Taxes	$1,033.00

Property Features

Property SqFt.	2,517
Basement	Full
Garage	None
Cars	0
Parking	Onstreet
Windows	Vinyl, Insulated
Heating	Gas
Cooling	Central Air
Fireplace	None

Additional Features

Multi-Family Information

Total Units	3
Gross Income
1 Bedroom Units	3

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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