305 E Thirteenth St Ste 1 Cincinnati OH 45202

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305 E Thirteenth St Ste 1

Cincinnati, OH 45202

Suburb: City

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305 E Thirteenth St Ste 1 - MLS# 1824092

Prime Retail or Office Space for Rent - Ideal Location! Looking for the perfect space in a highly accessible location? This versatile property features three spacious rooms and a kitchenette, ideal for retail or office use. Highlights: Access to a common bathroom withing building; Located in close proximity to downtown & neighboring businesses; Easy access to major highways; located near bus-line and other public transportation. $15/sq ft Agent is part owner.

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Property Details

General Information

Property Type	Commercial
Style	Commercial
Suburb	City
County	Hamilton
Zip Code	45202
MLS#	1824092

Additional Information

No. of Buildings	1
Levels	3 Story
Zoning	Commercial
Best For	Multi Tenant, Office, Commercial
New Construction	No
Lease Only	Yes
Price/Sq. Ft.	0
Gross Income
Semi-Annual Taxes

Property Features

Construction	Brick
Total Acres	0.02
Gas	Natural
Water	Public
Sewer	Public
Foundation	Stone

Additional Features

Basement	Full
Parking	On Street
Heating	Gas
Cooling	Central Air
Access Road	Public

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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