4781 Prosperity Pl Cincinnati OH 45238

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4781 Prosperity Pl

Cincinnati, OH 45238

Suburb: Price Hill

$199,900

3bd

1 - 0ba

954sqft

Active

Affordable, spacious and best of all.....DONE! This fully updated 2 bedroom home is ready for immediate occupancy. Freshly painted, new granite kitchen countertops, New windows, finished lower level room is perfect for a home office or another leisure room. This home is situated near all major highways and just minutes from downtown, shopping and schools. Covered parking allows for a clean car in the winter too! enjoy your wooded back yard from the covered patio or deck and store your yard equipment or toys in the back yard shed. Basement features a walk out door and is partially finished. Why rent when you can own your own and build equity? Schedule a private showing today!

Directions

Glenway to Prosperity Pl

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Price Hill
Zip Code	45238
School District	Cincinnati City SD
MLS#	1824328

Additional Information

Levels	1 Story
Construction	Brick, Vinyl
Architecture	Ranch
Lot Dimensions	IRR
Total Acres	0.159
Gas	Natural
Water	Public
Sewer	Public
Foundation	Poured
Occupancy	At Closing
Semi-Annual Taxes	$962.00

Property Features

Property SqFt.	954
Basement	Full
Garage	Carport, Side
Cars	0
Parking	On Street, Driveway
Windows	Vinyl, Insulated
Heating	Gas
Cooling	Central Air

Additional Features

Master Bedroom Info	Wood Floor
Master Bath Info	Tub w/Shower
Basement Details	Part Finished, Walkout, Glass Blk Wind
Living Room Features	Wood Floors
Dining Room Features	Walkout
Kitchen Features	Marble/Granite/Slate, Ceramic Tile
Appliances	Oven/Range, Refrigerator

Room Information

	Dimensions	Level
Living	12 x 15	1
Dining	12 x 12	1
Kitchen	12 x 13	1

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 12	1
Bedroom 2	11 x 11	1
Bedroom 3	9 x 10	1

Bathroom Information

	Type	Level
Bath 1	Full	1

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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