663 St Nicholas Ave Dayton OH 45410

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663 St Nicholas Ave

Dayton, OH 45410

Suburb: Montgomery County

$163,900

3bd

1 - 0ba

1,580sqft

Active

Step into this inviting 3 bed, 1 bath home offering over 1,500 sq. ft. of comfortable living space! Enjoy your mornings or evenings on the spacious front porch, perfect for relaxing or entertaining. The main floor features a cozy living room, a dining room with a charming built-in bookcase, and a well-appointed kitchen. Upstairs, you'll find three generously sized bedrooms with brand-new carpet (2023) and a refreshed bathroom. The upstairs windows (2022) bring in plenty of natural light, making the space bright and airy. Additional updates include a new roof (2019), furnace, air conditioner, and garbage disposal (2023), ensuring peace of mind for years to come. Don't miss your chance to call this beautifully maintained home yours! Schedule a tour today!

Directions

Xenia north on St. Nicholas

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Montgomery County
Zip Code	45410
School District	Dayton City SD
MLS#	1825187

Additional Information

Levels	2 Story
Construction	Vinyl, Stone
Architecture	Traditional
Total Acres	0.116
Gas	Natural
Water	Public
Sewer	Public
Foundation	Block
Occupancy	At Closing
Semi-Annual Taxes	$568.00

Property Features

Property SqFt.	1,580
Basement	Full
Garage	Detached
Cars	1
Windows	Insulated
Heating	Gas
Cooling	Central Air

Additional Features

Master Bedroom Info	Wall-to-Wall Carpet
Master Bath Info	Shower
Dining Room Features	Built-ins
Appliances	Oven/Range, Dishwasher, Refrigerator

Room Information

	Dimensions	Level
Dining	12 x 16	1
Kitchen	16 x 12	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 18	2
Bedroom 2	13 x 14	2
Bedroom 3	13 x 16	2

Bathroom Information

	Type	Level
Bath 1	Full	2

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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