2539 W Mcmicken Ave Cincinnati OH 45214

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2539 W Mcmicken Ave

Cincinnati, OH 45214

Suburb: Clifton

$259,900

3bd

2 - 0ba

1,368sqft

Active

Charming Home or Investment Opportunity Near University of Cincinnati Welcome to 2539 McMicken Ave, a delightful property offering comfort, convenience, and potential. Featuring 3 spacious bedrooms, 2 full baths, and 1,368 sq. ft. of well-designed living space, this home is perfect for first-time buyers or investors. The finished basement offers flexibility for a family room or a potential 4th bedroom, adding even more value. The interior boasts hardwood floors in the living room, a modern kitchen with durable ceramic tile, and essential appliances including an oven/range and refrigerator. Ceiling fans in every room provide year-round comfort. Located minutes from the University of Cincinnati, major hospital systems, downtown Cincinnati, and major highways, this property combines accessibility with urban convenience. Currently generating $1,500 per month in rental income with a lease ending in December, this is an exceptional opportunity for those seeking student housing.

Directions

South on McMillan or Straight to McMicken

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Clifton
Zip Code	45214
School District	Cincinnati City SD
MLS#	1825335

Additional Information

Levels	2 Story
Construction	Vinyl
Architecture	Traditional
Lot Dimensions	38x100
Total Acres	0.086
Gas	Natural
Water	Public
Sewer	Public
Foundation	Poured
Occupancy	Tenant Right
Semi-Annual Taxes	$2,083.00

Property Features

Property SqFt.	1,368
Basement	Full
Cars	0
Windows	Vinyl/Clad, Insulated
Heating	Gas, Forced Air
Cooling	Central Air, Ceiling Fans

Additional Features

Master Bath Info	Tub w/Shower, Ceramic Tile

Room Information

	Dimensions	Level
Living	20 x 14	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 11	2
Bedroom 2	10 x 10	2
Bedroom 3	15 x 9	2

Bathroom Information

	Type	Level
Bath 1	Full	2
Bath 2	Full	Lower

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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