7540 S Kessler Fred Rd Union Twp OH 45383

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7540 S Kessler Fred Rd

Union Twp, OH 45383

Suburb: Miami County

$230,000

2bd

2 - 0ba

1,311sqft

Sold

Charming Cape Cod in a Country Setting w/ the convenience of everything. This updated home is designed for comfort and functionality featuring first floor primary suite w/ updated bath and double sinks, huge second floor bedroom with bonus living area that could double as an office, roof is 4.5 years old, ss appliances, 24x32 pole barn with electric offering ample storage and workspace, sunroom/porch perfect to relax on a nice day. With over 1,300 sq. feet of thoughtfully designed living space, this home is bigger than it appears! Schedule your showing today!

Directions

From W Milton East on OH 571. South on Kessler Frederick.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Miami County
Zip Code	45383
School District	Milton-Union SD
MLS#	1826774

Additional Information

Levels	1.5 Story
Construction	Vinyl
Architecture	Cape Cod
Total Acres	0.999
Gas	Natural
Water	Well Water
Sewer	Septic
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$886.00

Property Features

Property SqFt.	1,311
Basement	Crawl
Garage	Detached
Cars	2
Parking	Driveway
Windows	Vinyl/Clad
Heating	Forced Air
Cooling	Central Air, Ceiling Fans

Additional Features

Master Bedroom Info	Bath Adjoins
Master Bath Info	Double Vanity
Living Room Features	Wood Floors
Kitchen Features	Pantry, Ceramic Tile, Island
Appliances	Oven/Range, Dishwasher, Refrigerator, Microwave, Electric Cooktop, Convection Oven
Other Features	Ceiling Fan

Room Information

	Dimensions	Level
Living	15 x 13	1
Kitchen	13 x 12	1
Laundry	15 x 8	1

Bedroom Information

	Dimensions	Level
Master Bedroom	13 x 11	1
Bedroom 2	19 x 15	2

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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