1017 Hearthstone Dr Springfield Twp. OH 45231

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1017 Hearthstone Dr

Springfield Twp., OH 45231

Suburb: Finneytown

$324,900

4bd

2 - 1ba

2,156sqft

Active

Wonderful Finneytown home on a quiet cul de sac! Lovingly maintained by same over for over 20 years! Big 4 bedroom 2 1/2 bath 2 story! Cozy first floor family room w/ Brick woodburning FP / LVP & walk out to private flat rear yard! Refin hardwood floors / Marble entry and kitchen floors approx 5 years old! Big open Fin LL (TV negotiable!) 2 car garage! 6 year old solar panels = Low Duke Bills!! Elec heat pump approx 8 years! Roof 6 years old! All appliances included even washer/Dryer!

Directions

Galbraith to Mockingbird to Street

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Finneytown
Zip Code	45231
School District	Finneytown Local SD
MLS#	1828863

Additional Information

Levels	2 Story
Construction	Brick, Vinyl
Architecture	Transitional
Lot Dimensions	61x110
Total Acres	0
Gas	None
Water	Public
Sewer	Public
Foundation	Poured
Occupancy	Negotiable
Semi-Annual Taxes	$1,394.00

Property Features

Property SqFt.	2,156
Basement	Full
Garage	Attached, Front
Cars	2
Parking	On Street, Off Street
Windows	Wood, Vinyl
Heating	Heat Pump, Electric
Cooling	Central Air
Fireplace	Wood, Brick

Additional Features

Master Bedroom Info	Wall-to-Wall Carpet, Bath Adjoins
Master Bath Info	Tub w/Shower, Ceramic Tile
Basement Details	Finished
Dining Room Features	Laminate Floor, Wood Floors, Chandelier, Window Treatments
Kitchen Features	Pantry, Marble/Granite/Slate, Eat-In
Family Room Features	Walkout, Laminate Floor, Fireplace
Other Features	Ceiling Fan, Cable TV

Room Information

	Dimensions	Level
Living	17 x 12	1
Dining	12 x 10	1
Kitchen	12 x 12	1
Family	17 x 12	1
Recreation Room	25 x 25	Lower
Laundry	14 x 10	Lower

Bedroom Information

	Dimensions	Level
Master Bedroom	17 x 11	2
Bedroom 2	16 x 11	2
Bedroom 3	12 x 10	2
Bedroom 4	11 x 10	2

Bathroom Information

	Type	Level
Bath 1	Full	2
Bath 2	Full	2
Bath 3	Partial	1

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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