4495 Spikerush Ln West Chester OH 45069

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4495 Spikerush Ln

West Chester, OH 45069

Suburb: West Chester - West

$289,000

2bd

2 - 0ba

1,070sqft

Under Contract - May accept backup offers

Beautifully updated and impeccably maintained 2 bed,2 bath RANCH condo in one of West Chester's most sought-after communities. Features include dramatic volume ceilings, updated lighting, kitchen and baths. Fresh paint, and lux laminate throughout, and more! Private patio, 2 car garage with storage, and all the Beckett Lakes amenities. Close to everything West Chester has to offer: shopping, restaurants, and entertainment.

Directions

Smith to Beckett to Prairie Lake to Waterleaf to Spikerush

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	West Chester - West
Zip Code	45069
School District	Lakota Local SD
MLS#	1829311

Additional Information

Levels	1 Story
Construction	Brick, Vinyl
Architecture	Ranch
Total Acres	0.04
Gas	Natural
Water	Public
Sewer	Public
Foundation	Slab
Occupancy	At Closing
Semi-Annual Taxes	$1,659.00

Property Features

Property SqFt.	1,070
Basement	None
Garage	Attached, Front
Cars	2
Parking	Driveway
Windows	Vinyl, Insulated
Heating	Gas
Cooling	Central Air
Fireplace	Ceramic, Gas

Additional Features

Master Bedroom Info	Wall-to-Wall Carpet, Bath Adjoins, Walk-in Closet
Master Bath Info	Shower, Ceramic Tile
Entry Features	Laminate Floor
Living Room Features	Walkout, Laminate Floor, Fireplace
Dining Room Features	Open
Kitchen Features	Pantry, Wood Cabinets, Walkout, Laminate Floor, Solid Surface Ctr, Counter Bar
Appliances	Oven/Range, Dishwasher, Refrigerator, Microwave, Garbage Disposal, Washer, Dryer
Other Features	Ceiling Fan, 220 Volt, Cable TV
HOA Fee - Monthly	$415.00

Room Information

	Dimensions	Level
Entry	5 x 5	1
Living	17 x 13	1
Dining	11 x 10	1
Kitchen	14 x 12	1
Laundry	7 x 5	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 13	1
Bedroom 2	14 x 12	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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