3291 Benchwood RD BUTLERTOWNSHIP OH 45414

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3291 Benchwood RD

BUTLERTOWNSHIP, OH 45414

Suburb: Butler Township

$275,000

2bd

2 - 0ba

1,470sqft

Under Contract

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Brick Ranch with Full Basement. Possible zoning change to commercial.

Directions

Benchwood Rd East of N. Dixie Dr.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Butler Township
Zip Code	45414
School District	Vandalia-Butler City
MLS#	864660

Additional Information

Levels	1 Story
Construction	Brick, Frame, Other, Wood
Architecture	Ranch
Lot Dimensions	.26 Acres
Total Acres	0.36
Occupancy	Negotiated
Semi-Annual Taxes	$1,600.00

Property Features

Property SqFt.	1,470
Basement	Full
Garage	2 Car, Attached, Opener
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	One, Woodburning

Additional Features

Appliances	Cooktop, Dishwasher, Wall Oven

Room Information

	Dimensions	Level
Living	19 x 14	1ST
Dining	12 x 10	1ST
Kitchen	15 x 12	1ST
Family	18 x 14	BSMT
Recreation Room	20 x 14	BSMT
Study	10 x 10	BSMT

Bedroom Information

	Dimensions	Level
Bedroom 2	14 x 12	1ST
Bedroom 3	14 x 12	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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