5978 Morningside DR FAIRFIELD OH 45014

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5978 Morningside DR

FAIRFIELD, OH 45014

Suburb: Fairfield

$245,000

3bd

1 - 1ba

1,632sqft

Active

This well maintained split level home offers 3 generously sized bedrooms and one and a half baths. Updates include new HVAC, new vinyl siding, new LVT flooring, new concrete patio. Park-like backyard setting with large deck and half basketball court. Expanded driveway parking for 4 cars. Walkable to Point Pleasant Park.

Directions

Pleasant Ave to Resor Rd to Morningside Dr

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Fairfield
Zip Code	45014
School District	Fairfield
MLS#	899194

Additional Information

Levels	Tri Level
Construction	Vinyl
Architecture	Other
Lot Dimensions	Irregular
Total Acres	0.342
Occupancy	Negotiated
Semi-Annual Taxes	$906.50

Property Features

Property SqFt.	1,632
Basement	Other
Garage	None
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Appliances	Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	24 x 18	1ST
Kitchen	20 x 10	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	20 x 10	LOWL
Bedroom 2	17 x 11	1ST
Bedroom 3	11 x 10	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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