3345 Old State Route 123 LEBANON OH 45036

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3345 Old State Route 123

LEBANON, OH 45036

Suburb: Lebanon

$185,000

3bd

1 - 0ba

960sqft

Active

Listing Agent

Derik Steiner

513-489-2100

Contact Me

3 Bedroom 1 bath home on 1/4 acre in Clearcreek Township and Springboro Schools. Fenced in back yard with an entertaining deck. Newer roof and brand new septic system.

Directions

East on 122 from Red Lion. R onto St Rt 123 R onto first rd then R onto old 123 and house is on left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Lebanon
Zip Code	45036
School District	Springboro City SD Warren
MLS#	900292

Additional Information

Levels	1 Story
Construction	Aluminum, Vinyl
Lot Dimensions	Irreg
Total Acres	0.274
Occupancy	At Closing
Semi-Annual Taxes	$879.04

Property Features

Property SqFt.	960
Basement	Crawl Space
Garage	Attached
Cars	0
Heating	Forced Air, Oil, Propane
Cooling	Central

Additional Features

Appliances	Refrigerator

Room Information

	Dimensions	Level
Living	18 x 12	1ST
Dining	12 x 9	1ST
Kitchen	12 x 10	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 11	1ST
Bedroom 2	11 x 10	1ST
Bedroom 3	10 x 9	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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