3018 Whittier AVE KETTERING OH 45420

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3018 Whittier AVE

KETTERING, OH 45420

Suburb: Kettering

$219,900

3bd

2 - 1ba

Active

Nestled on a serene dead-end street, this stunning home has been meticulously transformed into a move-in ready oasis, perfect for the discerning buyer. Step into a brand-new kitchen adorned with modern cabinets, sleek granite countertops, and top-of-the-line appliances. The stunning bathroom boasts a new tub surrounded by chic subway white tile, complemented by ceramic tile flooring. The inviting living room, complete with a decorative fireplace, showcase meticulously refinished hardwood floors add a touch of sophistication extending through the bedrooms. An added half bathroom on the upper floor makes for an ideal primary suite. Fresh, neutral paint graces both the interior and exterior. The unfinished basement is brimming with potential, already equipped with new glass block windows, an upgraded electric panel, a wet bar, and a full bathroom. Plus, enjoy year-round comfort with a new A/C unit. Oversized detached garage will accommodate all of your storage needs. This exquisite home is ready to welcome its new owners. Don't miss the opportunity to make it yours!

Directions

Smithville Rd. South to East on Patterson Rd. 1st street on the right is Whittier.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Kettering
Zip Code	45420
School District	Kettering City SD
MLS#	917415

Additional Information

Levels	1.5 Story
Construction	Aluminum, Frame
Lot Dimensions	33x120
Total Acres	0
Occupancy	At Closing
Semi-Annual Taxes

Property Features

Basement	Full, Unfinished
Garage	1 Car, Detached, Opener
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	Dummy, Other

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	16 x 13	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	23 x 13	2ND
Bedroom 2	12 x 9	1ST
Bedroom 3	11 x 9	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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