636, 638 Saint Joseph AVE DAYTON OH 45410

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636, 638 Saint Joseph AVE

DAYTON, OH 45410

Suburb: Dayton

$179,000

2,364sqft

Active

This is a great investment opportunity in the Twin Towers neighborhood of Dayton, Ohio. Situated across the street from the Glen at St. Joseph, this 6 bed, 2 bath multifamily is in close proximity to downtown Dayton and other business centers in the area. 636 is in a 12 month lease that will expire October 31, 2024 and 638 is in a 12 month lease that will expire June of 2025. Property will be sold "as is."

Directions

East on Wyoming from Main Street(48). North on St. Joseph.

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Property Details

General Information

Property Type	Multi-Family
Style	2-4 Units
Suburb	Dayton
Zip Code	45410
School District	Dayton City SD
MLS#	917764

Additional Information

Construction	Aluminum, Frame, Vinyl
Lot Dimensions	51x144
Total Acres	0.169
Occupancy	Tenant
Semi-Annual Taxes	$910.00

Property Features

Property SqFt.	2,364
Basement	Unfinished
Garage	None
Cars	0
Heating	Gravity, Natural Gas
Cooling	None

Additional Features

Appliances	Refrigerator, Range

Multi-Family Information

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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