1181 Highridge AVE DAYTON OH 45420

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1181 Highridge AVE

DAYTON, OH 45420

Suburb: Dayton

$98,000

1bd

1 - 0ba

580sqft

Active

Great Space in a Good Location! This home is 1 bedroom and 1 bath with a spacious living room, galley kitchen, and dining area! Covered front porch, large yard, and a storage shed too! Big open park behind the home offers disc golf and more! Easy access to major roads!

Directions

Woodbine to Left on Russet to Highridge

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45420
School District	Dayton City SD
MLS#	917939

Additional Information

Levels	1 Story
Construction	Frame
Lot Dimensions	178 x 46
Total Acres	0.188
Occupancy	At Closing
Semi-Annual Taxes	$685.00

Property Features

Property SqFt.	580
Basement	Crawl Space
Garage	None
Cars	0
Heating	Natural Gas
Cooling	Window Unit

Additional Features

Appliances	Refrigerator, Range

Room Information

	Dimensions	Level
Living	16 x 14	1ST
Dining	8 x 9	1ST
Kitchen	15 x 6	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 10	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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