5477 Ponderosa DR FAIRFIELD OH 45014

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5477 Ponderosa DR

FAIRFIELD, OH 45014

Suburb: Fairfield

$330,000

3bd

2 - 0ba

2,200sqft

Active

Welcome to this beautifully updated 2,200 square foot home located in the highly sought-after Fairfield school district. This property offers modern comforts and thoughtful details throughout, featuring a finished basement with a secondary kitchen, a soundproof music room, and an entertainment room—perfect for hobbies and entertaining. The home boasts hardwood floors beneath the bedroom carpets, with new luxury vinyl flooring (2024) in the primary bedroom and family room, and engineered hardwood in the kitchen and dining room. Recent upgrades include a new metal roof and gutters (2024), a new concrete driveway (2024), and fresh paint throughout the home (2024). A spacious 25x20 electric Florida room provides a perfect year-round retreat. The property also includes a 2-story shed/barn with an additional secondary shed, ideal for storage or projects. The fenced-in backyard offers both privacy and a safe space for outdoor activities. With a new water heater (2023) and many other recent updates, this home is move-in ready and perfectly situated within the Fairfield school district, making it an excellent choice for families.

Directions

Niles Rd. to Suwannee Dr. to Ponderosa Dr.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Fairfield
Zip Code	45014
School District	Fairfield
MLS#	918167

Additional Information

Levels	1 Story
Construction	Brick
Lot Dimensions	Irregular
Total Acres	0.38
Occupancy	Negotiated
Semi-Annual Taxes

Property Features

Property SqFt.	2,200
Basement	Finished, Full
Garage	2 Car, Attached
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	Gas

Additional Features

Appliances	Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	15 x 13	1ST
Dining	12 x 9	1ST
Kitchen	12 x 8	1ST
Family	18 x 14	1ST
Recreation Room	18 x 15	BSMT

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 10	1ST
Bedroom 2	10 x 8	1ST
Bedroom 3	10 x 8	1ST

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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