10374 Quaker Trace RD SOMERVILLE OH 45064

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10374 Quaker Trace RD

SOMERVILLE, OH 45064

Suburb: Somerville

$299,000

3bd

1 - 0ba

1,725sqft

Under Contract

Country living at its finest. You will love this brick ranch resting on just over 8 acres. It has a new pellet stove for clean and easy use, updated bathroom, and all new concrete walkways and patio. Owner made a U-shaped driveway for easy access and a 2-car detached garage. Backyard is fenced and there is an old barn with plenty of pasture if you would need it. Plenty of trees and shade. Rooms are approximate please rely on your own measurements. Septic cleanout 2023

Directions

725 to Gratis, South on 503, right on Quaker Trace

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Somerville
Zip Code	45064
School District	Preble-Shawnee Local
MLS#	918249

Additional Information

Levels	1 Story
Construction	Brick, Frame, Vinyl
Lot Dimensions	351,268
Total Acres	8.064
Occupancy	At Closing
Semi-Annual Taxes

Property Features

Property SqFt.	1,725
Basement	Slab
Garage	2 Car, Detached
Cars	0
Heating	Baseboard, Electric
Cooling	Central
Fireplace	One

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	12 x 16	1ST
Family	23 x 23	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	12 x 12	1ST
Bedroom 3	11 x 12	1ST
Bedroom 4	8 x 9	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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