2061 Ridgebury DR DAYTON OH 45440

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2061 Ridgebury DR

DAYTON, OH 45440

Suburb: Dayton

$295,000

4bd

2 - 0ba

1,820sqft

Sold

Welcome to Your New Home in Kettering! This well-maintained property offers more than meets the eye. With 4 bedrooms and 2 full baths, this home has plenty of room to accommodate your lifestyle. The interior boasts beautiful floors and a large master suite closet, providing both comfort and style. Step outside and enjoy the inviting back patio and private back yard ... perfect for entertaining. Recent updates include a brand-new dishwasher (2024), microwave (2023), and energy-efficient windows (2017) with a transferable warranty for peace of mind. The full semi-finished basement adds extra space for your needs, and the washer and dryer are included for your convenience. Additionally, the property features a 2-car detached garage with an automatic garage door opener. 2 minutes from JFK Elementary! This home is ready for you to move in and enjoy all it has to offer!

Directions

From JFK Elementary, go northeast toward Polen, turn right onto Polen, and left onto Ridgebury

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45440
School District	Kettering City SD
MLS#	918408

Additional Information

Levels	1 Story
Construction	Brick, Stone, Vinyl
Architecture	Ranch
Lot Dimensions	0.3736
Total Acres	0.374
Occupancy	At Closing
Semi-Annual Taxes	$2,608.00

Property Features

Property SqFt.	1,820
Basement	Full, Semi-Finished
Garage	2 Car, Detached, Opener, Storage
Cars	0
Heating	Natural Gas
Cooling	Central

Additional Features

Appliances	Dryer, Dishwasher, Microwave, Refrigerator, Range, Washer

Room Information

	Dimensions	Level
Living	20 x 12	1ST
Family	12 x 26	1ST
Recreation Room	39 x 16	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	20 x 15	1ST
Bedroom 2	11 x 11	1ST
Bedroom 3	11 x 9	1ST
Bedroom 4	11 x 9	1ST

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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