4362 Sunray RD 4358 DAYTON OH 45429

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4362 Sunray RD 4358

DAYTON, OH 45429

Suburb: Dayton

$230,000

3bd

1 - 1ba

1,412sqft

Active

This totally renovated home in Kettering is looking for a new owner. This 3 bedroom 2 bathrooms with large yard w/ 2 car garage been renovated in the past years with hardwood floors, tile, windows, roof 2023, kitchen Fully equipped with Island and new exterior EFIS in 2024 and more. Come check it out and make it yours.

Directions

E on East David, north on Sunray

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45429
School District	Kettering City SD
MLS#	919223

Additional Information

Levels	2 Story
Construction	Ext Insul & Fin Sys, Frame
Lot Dimensions	84 x 135
Total Acres	0.229
Occupancy	Negotiated
Semi-Annual Taxes	$1,723.00

Property Features

Property SqFt.	1,412
Basement	Crawl Space
Garage	2 Car, Detached
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	16 x 13	1ST
Dining	12 x 10	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	19 x 10	2ND
Bedroom 3	14 x 9	2ND
Bedroom 4	13 x 10	2ND

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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