417 Lafayette AVE URBANA OH 43078

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417 Lafayette AVE

URBANA, OH 43078

Suburb: Urbana

$225,000

3bd

2 - 0ba

1,592sqft

Under Contract

Video Tour

This beautiful turn-of-the-century home is brimming with charm, boasting high ceilings and modern farmhouse accents that create a perfect blend of historic character and contemporary style. Inside, you'll find character throughout the trim and moldings and hardwood floors leading to a spacious first-floor primary bedroom. The first-floor bathroom has been tastefully updated, and the convenience of a first-floor laundry adds to the home’s ease of living. The large eat-in kitchen, updated with stainless steel appliances and pendant lighting, offers a warm and inviting space for family meals. Upstairs, two generously sized bedrooms, an additional full bathroom, and a versatile fourth room with a custom-built loft bed offer plenty of space for everyone. Outside, enjoy off-street parking with a one-car detached garage, double parking pad, storage shed, and a delightful swing set. The front porch and rear concrete patio provide the perfect spaces to relax and entertain. The home is within walking distance of local schools, restaurants, and shopping, making it ideal for those who enjoy a convenient community lifestyle. Recent updates include a new water heater (2023), refrigerator (2022), roof (2021), and carpet (2020). Buyer to verify all measurements independently. This home offers the perfect combination of modern convenience and timeless charm, ready for you to move in!

Directions

N main st (us 68) to lafayette ave.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Urbana
Zip Code	43078
School District	Urbana City School D
MLS#	919272

Additional Information

Levels	2 Story
Construction	Vinyl
Lot Dimensions	50x174
Total Acres	0.2
Occupancy	Other
Semi-Annual Taxes

Property Features

Property SqFt.	1,592
Basement	Partial, Unfinished
Garage	1 Car, Detached
Cars	0
Heating	Forced Air
Cooling	Central

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	15 x 14	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	16 x 13	1ST
Bedroom 3	15 x 14	2ND
Bedroom 4	15 x 14	2ND

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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