3230 Federalist DR KETTERING OH 45440

New Search

3230 Federalist DR

KETTERING, OH 45440

Suburb: Kettering

$419,900

3bd

3 - 0ba

2,616sqft

Active

Lovely one owner brick ranch with finished basement. Ready to move in, this home is like new! Lots of hardwood flooring including the kitchen, breakfast room and entry way. Kitchen with 42" maple cabinets and granite counters opens to breakfast room and family room with marble surround gas fireplace. Master Bedroom bath has 2 sinks, walk in shower and 2 walk in closets. 2 additional bedrooms with separate bathroom are located away from the master. All windows have blinds, and breakfast and dining room windows have pretty transoms over the top. Sliding doors lead to large deck overlooking woods at back of property. Full lower level with 22x28 rec room, plumbed for a wet bar, full bath and 2 unfinished bonus rooms measuring 19x28 and 24x19 (not included in square footage). One year home warranty paid for by seller through New Choice Home Warranty. Convenient to everything!

Directions

Wilmington Pike to Left on Rahn Rd. to Right on Bonnie, Left on Birdwood to Federalist Dr.

Open in Maps

Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Kettering
Zip Code	45440
School District	Kettering City SD
MLS#	919348

Additional Information

Levels	1 Story
Construction	Brick, Hardy Plank
Lot Dimensions	.185 acres
Total Acres	0.185
Occupancy	Negotiated
Semi-Annual Taxes	$2,994.41

Property Features

Property SqFt.	2,616
Basement	Finished, Full
Garage	2 Car, Attached, Opener
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	Gas, One

Additional Features

Appliances	Garbage Disposal, Home Warranty, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Entry	12 x 6	1ST
Dining	13 x 12	1ST
Kitchen	13 x 12	1ST
Breakfast	12 x 11	1ST
Recreation Room	28 x 22	BSMT

Bedroom Information

	Dimensions	Level
Master Bedroom	17 x 14	1ST
Bedroom 2	13 x 11	1ST
Bedroom 3	11 x 11	1ST

Bathroom Information

	Type	Level

Listings similar to 3230 Federalist DR KETTERING OH

Listings in other areas similar to 3230 Federalist DR KETTERING OH

More Info

To receive more information about this property, please fill out the form below.

Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

Mortgage Loan Calculator

Real Estate Price?:

Down Payment Pct?:

Amount of Loan?:

Enter a "0" (zero) for one unknown value above.

Monthly Payments?:

Annual Interest Rate?:

Points?:

Annual Prop. Taxes?:

Annual Insurance?:

Mortgage Ins. (PMI)?:

Payment Method?:

Monthly Payment:

Down Payment:

Total Interest:

Total P & I:

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

Schedule a Showing

To receive more information about this property, please complete the form below.