824 Santa Cruz AVE DAYTON OH 45410

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824 Santa Cruz AVE

DAYTON, OH 45410

Suburb: Dayton

$160,000

3bd

1 - 1ba

1,330sqft

Under Contract

This charming residence offers ample living space across three levels, providing plenty of room for relaxation and entertainment. 3 bedrooms, 2 full baths and the basement for an extra recreation space. Outside features off street parking, a fenced in back yard, a covered patio, and a shed for extra storage. The HVAC was replaced in 2022. Vinyl plank flooring was installed in the hallway, main bathroom, and second bedroom. There have been wheelchair accessible updates that have been completed - Wheelchair lift into house and a couple of widened doorways in the main bathroom and second bedroom.

Directions

East on US-35 take the Smithville Rd. exit. Right onto Linden Ave. Left onto John Glenn Rd. right onto St.Charles Ave. left onto Santa Cruz Ave. Destination on the left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45410
School District	Dayton City SD
MLS#	919363

Additional Information

Levels	1.5 Story
Construction	Brick
Lot Dimensions	125x45
Total Acres	0.129
Occupancy	Negotiated
Semi-Annual Taxes

Property Features

Property SqFt.	1,330
Basement	Finished, Full
Garage	None
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Appliances	Refrigerator, Range

Room Information

	Dimensions	Level
Living	18 x 12	1ST
Kitchen	18 x 9	1ST
Recreation Room	18 x 14	BSMT

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 12	2ND
Bedroom 2	12 x 12	1ST
Bedroom 3	12 x 12	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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