434 Peach Orchard AVE OAKWOOD OH 45419

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434 Peach Orchard AVE

OAKWOOD, OH 45419

Suburb: Oakwood

$240,000

2bd

2 - 0ba

1,104sqft

Under Contract

Oakwood 2-Story w/Updated Eat-In Kitchen & Updated Full Bathroom * Living Room Featuring Hardwood Flooring, Coat Closet & Gas Fireplace * Dining Room w/Hardwood Flooring * Kitchen Features Tiled Flooring & Backsplash, Quartz Countertops, Breakfast Area (dishwasher, range & microwave stays) * Full Basement w/Gas Fireplace & Full Bathroom * Both Bedrooms Offer Large Closets * Additional Storage in 2nd Floor Hall * Built-in Coat Bench/Storage Just Inside the Back Door * Fully Fenced Rear Yard w/Patio & Detached Garage * Water Filtration System * Covered Front Porch * Nest Thermostat * Occupancy at Closing!

Directions

Shroyer Road to WEST on Peach Orchard. House will be on your left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Oakwood
Zip Code	45419
School District	Oakwood City SD
MLS#	919747

Additional Information

Levels	2 Story
Construction	Vinyl
Lot Dimensions	40 x 130
Total Acres	0.119
Occupancy	At Closing
Semi-Annual Taxes	$2,400.00

Property Features

Property SqFt.	1,104
Basement	Full, Unfinished
Garage	1 Car, Detached
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	Gas, Two

Additional Features

Appliances	Garbage Disposal, Dishwasher, Microwave, Range

Room Information

	Dimensions	Level
Living	19 x 11	1ST
Dining	12 x 10	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 11	2ND
Bedroom 2	12 x 11	2ND

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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